Treasury Planning: A Forward-Looking View of Your Organization's Cash Position

Treasury Planning is now available to all nBanks clients, introducing a centralized way to visualize and manage an organization's future treasury position. Rather than reviewing bank accounts one by one, Treasury Planning consolidates current balances, forecasted movements, and projected balances into a single, coherent perspective, making it far easier to understand where an organization stands today and where it is heading.

At the core of the feature is flexibility. Each Treasury Plan can be tailored to the way a team actually works: you can select the specific bank accounts and virtual accounts to include, define user access and permissions, and configure the categories that will be managed and monitored within the plan. This ensures that every plan reflects the priorities and structure of the organization it serves.

Once configured, information can be explored through two complementary perspectives. The Daily View offers a detailed, day-by-day picture of how treasury evolves over time, ideal for close operational monitoring. The Monthly View aggregates the same information by month, allowing treasury projections to be analyzed for a horizon of up to 31 months, well suited to medium and long-term strategic planning.

Treasury Planning is also built for active use, not just passive observation. Forecasted transactions can be added directly within a plan, existing entries can be edited on the fly, and large volumes of data can be imported through Excel files, making it straightforward to keep projections accurate and up to date. And because visibility should never come at the expense of detail, every value shown in the plan can be opened into a dedicated panel, where the underlying transactions can be reviewed using advanced filtering and search.

This functionality will continue to grow. Upcoming releases will introduce the automatic incorporation of Open Finance data, including financing-related charges, tax obligations, and other financial commitments. Direct ERP integration is also planned, enabling automatic synchronization of relevant financial information and further improving the accuracy and reliability of treasury projections.

By combining current financial positions with future commitments and expected inflows, Treasury Planning moves financial forecasting beyond today's bank balances. Organizations can identify liquidity requirements early, spot potential cash flow constraints before they become problems, and make better-informed operational and strategic decisions based on a consolidated, forward-looking view of their finances.

Benefits:

• Consolidated visibility of current balances across all bank accounts and credit facilities;

• Cash flow forecasting that combines scheduled payments and expected receipts into clear future balances;

• Daily and Monthly views, with projections spanning up to 31 months;

• Fully configurable plans, including accounts, permissions, and monitored categories;

• Direct editing, addition, and bulk Excel import of forecasted transactions;

• Detailed drill-down into every value with advanced filtering and search;

• Early identification of liquidity needs and potential cash flow constraints to support better decision-making.

Available in all geographies.

You can try this feature here.